FAQs
Looking for answers to your questions about State Bank of Texas? Look no further! We answer your most frequent questions here. Not finding what you are looking for? Please contact us!
Can I open a deposit account online?
We are actively working on a solution for online account opening. In the meantime, please feel free to download and complete the “New Account Application” and return to info@statebnk.com.
Can I make my loan payment online?
If you have an SBT checking or savings account, please enroll in online banking to make a loan payment. If you do not have an SBT checking or savings account, we are working on a solution to allow you to make your payment online. In the meantime, please feel free to contact us at 972.252.6000 to make payment arrangements.
How is interest paid on my CD?
The bank does not compound interest on CDs except annually on terms longer than 12 months. The options to receive interest are:
| 12 Month CD | 18 Month CD | 24 Month CD |
| Monthly interest paid via ACH to your checking account at any bank. | Monthly interest paid via ACH to your checking account at any bank. | Monthly interest paid via ACH to your checking account at any bank. |
| At Maturity. | Annual interest added back to your CD. | Annual interest added back to your CD. |
Can I order foreign currency in advance to pick up at the airport?
Yes, please call us at 773.831.7320 to place your order.
How do I know if my deposits are insured by the FDIC?
State Bank of Texas is FDIC insured. The bank’s FDIC number is 27074. For more information about FDIC Insurance including a deposit insurance calculator, please visit: https://www.fdic.gov/deposit/. Or, feel free to contact an SBT banker for assistance.
Can I visit your O’Hare location to exchange currency without having an airline ticket?
Yes, Please visit the Terminal 5, Lower Level location outside of security next to arrivals.