About Us
Our guiding principles
SBT was created and built on a rock-solid foundation of hard work, integrity and dedication to community growth. It’s those same principles – and our roots in hospitality – that continue to drive SBT’s business, and success, to this very day.
Deposit
principles
It is our commitment to build immediate trust with depositors, knowing our relationship oftentimes is sealed online and with great distance between us.
SBT promises to consistently rank at or near the top of the nation’s community banks for metrics such as Return on Average Assets (ROA) and Efficiency Ratio. And we will continue to offer some of the nation’s best interest rates and returns for both Certificate of Deposit and Money Market accounts.
Lending
principles
SBT recognizes that getting a hospitality loan quickly can make or break a business deal. That’s why the Patel family will speak with you personally, and leverage their decades of hospitality experience with your banking needs. And they will take the time to navigate you through the process that other banks make cumbersome. In the end, we commit to being timely and returning loan decisions in a matter of days, not weeks or months.
Retail banking
principles
SBT’s retail banking locations around the country will offer the hospitality and local expertise of an exceptional community bank. No matter your banking needs, we will provide experienced professionals you can talk to, or the best of today’s online banking tools, to help personal and business accounts – lenders or depositors – feel like members of the Patel family. And we will be involved in the local community where we work and live.
As a banker, you get to help people out that are right in front of you. There are very few things you can do that provide this much satisfaction. People truly remember and value when you help them.
Sushil Patel, SBT President
Let’s Connect.
Interested in banking, lending or careers with SBT? Fill out the form and we’ll be in touch.