Personal Banking

Personal Checking

Here it is: Checking just the way you like it—simple and straightforward, with easy-to-use benefits and robust online and mobile capabilities. All of this from a family-owned and operated community bank that is among the most successful in the country.

Personal checking from a community bank

A personal checking account from SBT comes with many free benefits to fit the way you like to bank.

Convenient Services

Your SBT personal checking account comes with unlimited deposits and withdrawals. It even includes free online banking and bill pay, as well as free mobile banking on the custom SBT app. You can also order checks online or by phone.

ATM Flexibility

Your account comes with a free ATM/debit card. There is no fee for withdrawals at SBT-owned ATMs. And there is not an SBT fee for foreign ATM usage.

Simplistic Terms

Opening an account simply requires a minimum deposit of $100. And when you maintain an average daily balance of $800, you avoid a $10 monthly maintenance fee.

I love the community bank feel! When I walk into the branch, they always know me by name and treat me like family!

Michael Moody, Mesquite, TX
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