Turning hospitality dreams into reality

Whether you’re across the street or across the country, you can trust SBT to make your dream a reality. As the largest community bank lender in the hospitality industry, we pride ourselves on doing what other banks can’t (or won’t) - closing even complex deals in much tighter timeframes than other lenders.

A quick and simple process

With SBT, there’s no red tape or long loan approval process. You’ll talk directly to decision makers, not to countless levels of bankers. As your advocates, we’re involved in the process throughout, answering your questions and advising you on solutions.

And once you’re approved, we move fast. (We can close loans in as little as 10 days.) After all, speed can make a big difference for you—whether it’s putting a hard deposit on a contract for a quick closing or giving the seller confidence in your ability to close.

Days Call to Close in as
little as 10 Days.
Loan Structure

$75 million

Hospitality loans up to $75 million

1–25 years

Loan terms range from One (1) year to Twenty-five (25) years


Loan amounts can range from $100,000 to $75 million. (Larger amounts can be available through participation with other banking institutions.)


We provide first mortgage loans offering Conventional, SBA (7a), and SBA 504 for acquisitions and refinances with renovations, construction, and construction take-outs.


We provide floating-rate loans determined by prevailing interest rates.


Loan terms range from One (1) year to Twenty-five (25) years with balloon payments.

Opening doors in hospitality

Why do we understand hoteliers’ unique lending needs so well? Because we’ve been hotel owners/operators ourselves for more than 40 years.

You can count on our founder and board chair Chan Patel – along with his two sons, Sushil and Rajan, and the entire SBT lending team – to help with your new construction, acquisition and renovation funding anywhere in the nation.

Patel family

See our
recent deals

Check out some of our latest transactions. And when you’re ready for your hospitality loan, give us a call or apply online.

  • motel 6
    Saint Joseph, MO Motel 6
  • la quinta inn
    Brownwood, TX La Quinta Inn & Suites
  • quality inn
    Appleton, WI Quality Inn
  • holiday inn
    San Jose, CA Holiday Express
  • four points hotel
    Greensboro, NC Four Points by Sheraton
  • baymont by wyndham
    Arlington, TX Baymont by Wyndham
  • days inn
    Wooster, OH Days Inn by Wyndham
  • gowanus inn
    Brooklyn, NY Gowanus Inn & Yard
  • homewood suites
    Denver, CO Homewood Suites Tech Center

Let’s Connect.

Interested in banking, lending or careers with SBT? Fill out the form and we’ll be in touch.

Contact Us