HOSPITALITY LENDING

Turning hospitality dreams into reality

Whether you’re across the street or across the country, you can trust SBT to make your dream a reality. As the largest community bank lender in the hospitality industry, we pride ourselves on doing what other banks can’t (or won’t) - closing even complex deals in much tighter timeframes than other lenders.

A quick and simple process

With SBT, there’s no red tape or long loan approval process. You’ll talk directly to decision makers, not to countless levels of bankers. As your advocates, we’re involved in the process throughout, answering your questions and advising you on solutions.

And once you’re approved, we move fast. (We can close loans in as little as 10 days.) After all, speed can make a big difference for you—whether it’s putting a hard deposit on a contract for a quick closing or giving the seller confidence in your ability to close.

Days Call to Close in as
little as 10 Days.

Loan Structure

$75 million

Hospitality loans up to $75 million

1–25 years

Loan terms range from One (1) year to Twenty-five (25) years

Amounts

Loan amounts can range from $100,000 to $75 million. (Larger amounts can be available through participation with other banking institutions.)

Types

We provide first mortgage loans offering Conventional, SBA (7a), and SBA 504 for acquisitions and refinances with renovations, construction, and construction take-outs.

Rates

We provide floating-rate loans determined by prevailing interest rates.

Terms

Loan terms range from One (1) year to Twenty-five (25) years with balloon payments.

Opening doors in hospitality

Why do we understand hoteliers’ unique lending needs so well? Because we’ve been hotel owners/operators ourselves for more than 40 years.

You can count on our founder and board chair Chan Patel – along with his two sons, Sushil and Rajan, and the entire SBT lending team – to help with your new construction, acquisition and renovation funding anywhere in the nation.