Personal Banking

Personal Certificates of Deposit

With our Certificates of Deposit (CD), you can put your money to work—earning more, so you can do more. SBT has an A+ rating from and consistently leads the market nationwide for deposit rates.

High-Rate 12-Month CD

$50,000 minimum deposit** UPDATED 7-16-24 | 8:50 AM CST

*APY: Annual Percentage Yield. **Minimum deposit $50,000 for Certificates of Deposit (CDs). This CD is a fixed rate certificate for the full 12-month term. This offer is for a limited time only, so call or visit our website to open your CD today! Fees, withdrawals, and penalties could reduce the earnings on the account. Interest is paid monthly via ACH or added back at maturity. **Call for rates and APY on additional minimum balances.**

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